Global Financial Credit, LLC Privacy Policy
Effective date June 2009
At Global Financial Credit (“Global”) we are committed to providing you the best service, in part by earning your trust and protecting your privacy rights. Since you have right to keep your own non-public information confidential and we have created this document to explain our privacy policy to you. We are also complying with both state and federal laws which require financial services companies to notify customers how they intend to treat the non-public personal information that has been entrusted to them.
We want our customers to be aware of what information Global collects and how it is handled, with whom the information may be shared, and the customer’s “opt out” rights.
I. GLOBAL'S INFORMATION SECURITY
Global is committed to the confidential treatment of all non-public personal information that it receives from you. We maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to guard your non-public personal information, and we secure your information from unauthorized access. To this end, we use industry-standard methods such as firewalls, encryption and system access controls.
All non-public personal information that Global collects is accessible by Global employees and contractors, and, to the extent necessary, by the tax, accounting, legal and other professionals hired by Global to fulfill their fiduciary or representative duty. All such professionals are bound to maintain the confidentiality of information supplied to them, either by contractual or ethical obligations.
II. NON-PUBLIC PERSONAL INFORMATION
To provide quality service Global must collect certain non-public personal financial, legal, and medical information regarding its customers and potential customers. This is information that you and/or your attorney provides to us on applications and other forms, either verbally or in writing. This information may include, but is not limited to, your date of birth, employment and income information, specific medical information as it relates to your personal injury, specific case details and claims information, witness statements and police reports.
III. GLOBAL'S COLLECTION AND USE OF INFORMATION
Generally, all non-public personal information that Global collects via any means is maintained solely by Global in accordance with this privacy statement.
Global uses non-public personal information (I) for evaluating the customer’s lawsuit; (II) for marketing and sales analysis purposes, (III) for servicing and collection purposes; (IV) for legal, financial, accounting and tax record keeping; (V) for other business purposes associated with its services and (VI) requirements imposed by governmental authorities.
However, in an effort to provide a diversity of product and service offers that may benefit our customers or potential customers, Global may provide non-public information on our customers to affiliated and unaffiliated companies. This non-public information may include, but is not limited to, name, address, details of Global’ transaction with the customer, case details, related attorney information, and employment information. At no time will we ever disclose any specific medical information. However, if additional information is collected or maintained by any company other than Global, the other company's privacy policy will govern the treatment of information.
A. Exceptions
Global will consider non-public personal information that is collected to be confidential and will not disclose it to a third party unless (i) disclosure is necessary to render services and to perform related business activities expressed in this privacy policy; (ii) disclosure is required to comply with a Subpoena, Court Order, and/or other legal instrument, legal proceeding or relevant law, including compliance with the USA Patriot Act; or (iii) there is an immediate, imminent threat to the safety of any person at Global . Upon a customer or their representative's act of submitting such information to Global , the customer acknowledges and agrees to the terms and conditions of this Privacy Policy, and the customer shall indemnify, defend and hold harmless Global , its agents, employees and subsidiaries, from and against any and all claims, loss, damage, cost or expense (including attorney's fees) to the extent such claims directly arise as a result of actions taken by Global pursuant to the provisions described under the within this Privacy Policy.
B. Global Web Sites
Global currently operates several web sites. These sites may also contain links to web sites unaffiliated with Global that might not have similar privacy practices. Global encourages everyone to review the privacy statements of each of these sites to understand how each visited site collects, uses and distributes information.
C. Cookies
Cookies are small files that enable a continuous connection to web sites, making it more convenient to visit pages within a web site. Cookies are particularly useful in facilitating Web transactions that span multiple pages, i.e., applications, making travel arrangements, online banking, Internet shopping. Global’s websites may use cookies which will not cause harm to the user’s computer.
IV. GLOBAL'S DATA RETENTION POLICY
Global’s Corporate Policy for data retention pertaining to its customer's non-public personal information is for the life of the account, plus an additional two (2) years. However, certain electronic data will be deleted within 60 days of satisfaction of the account.
V. “OPT-OUT” PROVISION
Global offers the opportunity to “opt-out” of receiving future offers from Global or its affiliates. To remove your information from our database so as not to receive future advertising communications, you can send an email to optout@Glofin.com. Or you can send a written correspondence to the same effect to:
Global Financial Credit , LLC
Opt-Out
PO Box 2518
Cornelius, NC 28031
Please note that it may take up to 60 days from the date of receipt of notification for your request to become active. In your opt-out instructions, so that we can accurately remove your record, please include your name, address, phone number, and attorney’s name that handled your case.
VI. REVISION OF THIS POLICY
This Privacy Policy may be revised from time to time by Global. Amendments to this policy will be effective when posted to our website at www.glofin.com.